Refund Policy
Last updated: 18 September 2026
Digital Product — Immediate Access
Moneyhood™ provides digital educational programmes, tools and resources that are made available immediately after purchase.
Because you receive immediate access to digital content and resources, all purchases are final once digital access has begun.
Moneyhood™ does not offer refunds for change of mind after access has been provided, except where required by applicable law.
No Change-of-Mind Refunds
Once you have received access to your Moneyhood™ product, we do not provide a refund solely because:
- you changed your mind;
- you decided not to use the programme;
- you did not complete the programme;
- you later decided the programme was not suitable for your family; or
- you expected an outcome that Moneyhood™ did not guarantee.
Digital content cannot be physically returned once access has been provided.
Your Consumer Rights
Nothing in this Refund Policy removes consumer rights that applicable law does not allow us to exclude.
You should contact us if:
- you were charged more than once for the same purchase;
- you were charged incorrectly;
- payment was completed but access to the purchased product was not provided;
- the digital product is materially defective;
- the product provided is materially different from what was described at the time of purchase; or
- you believe applicable consumer law gives you a mandatory right to a refund or another remedy.
Statutory Withdrawal Rights
Some jurisdictions provide consumers with a cooling-off or withdrawal period for purchases made online.
Different rules may apply when digital content is supplied immediately.
Where required by applicable law, before immediate access begins we may ask you to:
- expressly request immediate supply of the digital content; and
- acknowledge that beginning digital supply may cause you to lose your statutory right to withdraw.
Your statutory rights are affected only where and to the extent permitted by applicable law.
Problems Accessing Your Purchase
If you have paid for Moneyhood™ but cannot access the product you purchased, please contact us.
We will first work with you to restore access or resolve the technical issue.
If we are unable to provide the product you purchased, any remedies available to you under applicable law remain unaffected.
Refunds Required by Law
Where a refund is required under applicable law, it will normally be returned through the original payment method.
Processing times may depend on your payment provider or financial institution.
If a purchase is refunded in full, access to that product may be removed.
Contact
For purchase or access issues:
Please include the email address used for your Moneyhood™ purchase and your order or transaction information where available.
Moneyhood™ Operated by Micaela Blanco, trading as Moneyhood™
Website: www.themoneyhood.com